Have you been finding it difficult to navigate through BOB net banking mobile app?, stick around and we will show you how you can easily download, sign up and use it.

 

BOB Net Banking

Bob net banking refers to Bank of Baroda (BOB) net banking.  This  is  an online banking service provided by Bank of Baroda which allows customers to perform various banking transactions such as fund transfers, bill payments, account balance checks, and more through the internet.

 

With BOB net banking, customers will be able to perform round the clock banking at their convenience, offering a seamless and feature rich user interface designed specifically to cater to all the customers banking needs.

 

Why Go For BOB Net Banking

 

The feeling of waiting in a cue for the bank official to attend to you can be very frustrating and time wasting. That’s not the case for users of BOB net banking;

 

With over 185 banking services, BOB offers its users 100% convenience. This means that you have the opportunity to carry out all your banking transactions without going through the stress of cueing and waiting in the bank. Sounds great right?

 

Let’s some of these amazing features that make life easy with BOB net banking

 

• Ease of use: it is really easy to use.

• Interactive and enhanced customer experience

• Cost effective for customers and bank

• Round the Clock anywhere online banking

• 128 bit SSL encryption making the application safe by following the security protocols

• Meets market competition

• Meets customer’s requirements

 

Sounds amazing right?. But there is an eligibility criteria, which we will be looking out in the table below.

 

Eligibility Criteria For BOB Net Banking

 

 

Below are the list of those not eligible for an account with BOB net banking

 

• Illiterate account holder.

• Dormant accounts.

• Inoperative accounts.

• Minor account holders (Minor above 10 with mode of operation as “Minor Natural Guardian operated by NG” can be provided net-banking where NG will be able to access the account. Minor of age below 15 cannot be provided net-banking on his name).

• Accounts where garnishee/ attachment order is received.

 

Some other features that makes BOB net banking beneficial to its users includes the following

Check balances, consolidated view of account statement, unlimited funds transfer to self-linked accounts, make payments using IMPS/NEFT/RTGS, SMS and e-mail alert on all transactions and activities, open FD/RD, online closure of FD/RD, request cheque book, apply & manage debit card, open DEMAT account, apply for IPO, pay Direct/Indirect taxes and State Taxes payment, Bill Payment, ASBA, Cheque Book Request, ePA, viewing of KVP certificates, etc.

Additional facilities available to corporate customers are: Bulk payment (on request), salary upload, maker-checker mode of payments, division maintenance, transaction limit enquiry, higher limit for financial transaction on request, etc.

BOB Net  Banking is available in following modes:

• Retail with View only rights

• Corporate with View only rights

• Retail with Transaction rights

• Corporate with Transaction rights

The application is available in two languages Hindi and English.

It uses 128 bit encryption methodology. It uses strong encryption algorithm using AES 256. It performs device validation using OTP. Personal Assurance Message (PAM) to identify genuine website, CAPTCHA to validate not a robot, User-ID + Sign-on password + Captcha to login. Financial transactions are performed post login using Transaction password along with OTP or QnA based on risk score generated by system.

 

In the section, we have shared Information on how you can use BOB Net Banking. It is quite simple and easy to understand.

 

To use Bank of Baroda (BOB) net banking, follow these general steps:

 

1. Registration: Visit the Bank of Baroda website and navigate to the net banking registration page. Follow the instructions to register for net banking by providing your account details and creating login credentials.

 

2. Login: Once registered, visit the BOB net banking portal and login using your user ID and password provided during registration.

 

3. Navigation: Explore the various banking services available, such as funds transfer, bill payments, account statements, and more. These are typically accessible through a menu or dashboard.

 

4. Perform Transactions: Select the desired banking service, enter the required details (such as recipient account details for fund transfers or biller information for bill payments), and confirm the transaction.

 

5. Security Measures: Ensure that you follow security best practices, such as keeping your login credentials confidential, logging out after each session, and avoiding accessing net banking from public or unsecured networks.

If you encounter any difficulties or have specific questions about using BOB net banking, you can reach out to Bank of Baroda’s customer support for assistance.

 

Downloading The Mobile Bank

To sign up for the Baroda M-Connect Plus mobile banking app:

 

1. Download the App: Visit the Google Play Store (for Android) or the Apple App Store (for iOS) and download the “Baroda M-Connect Plus” app.

 

2. Open the App: Once the app is installed, open it on your device.

 

3. Register: To register, you will need your BOB debit card and your registered mobile number with the bank.

 

4. Enter Details: Follow the on-screen instructions to enter your BOB debit card details, including the card number, expiry date, and ATM PIN.

 

5. Verify OTP: After entering your card details, you will receive an OTP (One-Time Password) on your registered mobile number. Enter this OTP in the app to verify your identity.

 

6. Create Login Credentials: Once your identity is verified, you will be prompted to create a user ID and set a password for the app.

 

7. Complete Registration: After setting up your login credentials, follow any additional prompts to complete the registration process.

 

8. Login: Once registered, log in to the app using the user ID and password you created.

 

9. Explore Features: After logging in, you can explore the various features and services offered by the Baroda M-Connect Plus app, including fund transfers, bill payments, account statements, and more.

 

Also, if you encounter any issues during the registration process or have questions about using the app, you can reach out to Bank of Baroda’s customer support for assistance.

 

You can download the mobile app here for iOS users and here for android  users